Individual Financial Solutions
Miller Financial Services offers comprehensive financial services to individuals and families. We understand that each client is unique in their financial situation, risk tolerance, and financial goals. Some clients come to us for all of our services while others are looking for a specific solution. From investment management, insurance planning, estate planning, or tax planning you can rest assured Miller Financial Services works to find a solution to each clientís personal situation.
Miller Financial Services is primarily a fee only advisor providing turnkey portfolio management. We identify your goals and risk tolerance and then formulate a plan to achieve those goals. Once your goals are identified we explain the risk/reward spectrum to each client to achieve a reasonable rate of return. More importantly we constantly monitor client accounts and proactively make transactions that we feel are in the best interest of the client to achieve that agreed upon return.
We pride ourselves on disclosing conflicts of interest as well as our fees associated with our services. Many of our competitors sell products with up front commissions or back end surrender charges hiding the real cost to the client. Miller Financial Services is a fiduciary acting in the best interest of the client at all times. Itís a distinction that differentiates us from other financial services firms and one that we are proud of.
Miller Financial Services is a licensed insurance agency with the State of Michigan providing insurance planning to individuals and families. Insurance is a big part of the financial planning process and many factors influence the insurance needs of each client. We take the time to explain the different types of insurance products and their features. We then work with clients to find the insurance protection that fits their planning needs and their budgets.
Estate and Tax Planning
Miller Financial Services completes the planning process with access to estate and tax planning. While we may have solutions to some or all of clientís estate and tax planning questions we also partner with professionals in their appropriate fields. Many clients may need an attorney for estate planning or a CPA for their tax planning needs. Regardless of the situation Miller Financial Services will refer or work with those professionals to complete your financial plan.