Individual Financial Services
Miller Financial Services offers comprehensive financial services to individuals and families. We understand that each client is unique in their financial situation, risk tolerance, and financial goals. Some clients come to us for all of our services while others are looking for a specific solution. From investment management, insurance planning, estate planning, or tax planning, Miller Financial Services works to find a solution to each client’s personal situation.
Investment Management Services
Miller Financial Services is primarily a fee only advisor providing portfolio management to individuals, high net-worth individuals and businesses. We identify your goals and risk tolerance and then formulate a financial plan to achieve those goals. Once your goals are identified we explain the risk/reward spectrum to each client to achieve a reasonable rate of return. More importantly we constantly monitor client accounts and proactively make transactions that we feel are in the best interest of the client to achieve that agreed upon return.
We pride ourselves on disclosing conflicts of interest as well as our fees associated with our services. Many of our competitors sell products with up front commissions or back end surrender charges hiding the real cost to the client. Miller Financial Services is a fiduciary acting in the best interest of the client at all times. It’s a distinction that we are proud of.
Insurance Planning
Miller Financial Services is a licensed insurance agency with the State of Michigan providing insurance planning to individuals and families. Insurance is a big part of the financial planning process and many factors influence the insurance needs of each client. We take the time to explain the different types of insurance products and their features. We then work with clients to find the insurance protection that fits their planning needs and their budgets.
Estate and Tax Planning
Miller Financial Services completes the planning process with access to estate and tax planning. While we may have solutions to some or all of client’s estate and tax planning questions we also partner with other financial professionals in their appropriate fields. Many clients may need an attorney for estate planning or a CPA for their tax planning needs. Regardless of the situation Miller Financial Services will work with those professionals to complete your financial plan. *Please note when working with attorneys or CPA firms, Miller Financial Services receives no direct compensation.